Did you know there are a lot of easy ways to make money online directly from your smartphone? Money making apps help you do just that.
You won’t get rich, but you can earn some spending money while building your overall financial strength. You can get paid directly through PayPal, receive gift cards to your favorite retailers, or get cashback on all your purchases. Companies are eager to get new app users — and they’re willing to pay you for it. If you’re going to spend hours on your phone each day, it can’t hurt to make a little extra money while you’re at it.
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The best money-making apps
This list of best apps to make money using your phone is broken down into the following categories:
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- Best Survey Apps for Making Money
- Side Hustle Apps
- Cash Back Apps
- Apps That Pay for Things You Already Do
The Five Best Survey Apps for Making Money
One popular way to make money from your smartphone is by taking surveys.
To get started, download one of the survey apps below. Then, when a survey is available for you to complete, you’ll get a notification.
After you take the survey, you’ll either accrue points that are redeemable for gift cards or earn cash you can transfer to a bank or PayPal account.
Here’s a list of the best-rated survey apps for making money.
Survey Junkie has been regarded as one of the best market research companies for years. But they were late to the app game, releasing theirs in May of 2019. Survey Junkie enables you to influence brands by sharing your opinion to earn extra money with surveys.
It helps you take surveys based on your profile and rewards you with virtual points. You can then redeem your virtual points for e-Gift Cards or transfer them to PayPal.
With over 10 million members, high ratings from real app users, an excellent score on Trustpilot, and a minimum payout of just $5, Survey Junkie is a must-have money-making app.
You can transfer your money directly into your bank account. Or you can receive cashouts via PayPal, Amazon gift cards, and more. Minimum withdrawal: 500 points gets you a $5 transfer to your PayPal account or can be redeemed for gift cards.
Swagbucks is a reader and personal favorite for a good reason: while you have the ability to take surveys, there are also several other simple tasks you can do to make money, such as watching videos, playing games, and getting cash-back for shopping online.
This variety of tasks makes it easy to earn. My personal favorite is cash-back shopping, where over the last year, I’ve earned $235 in free Amazon gift cards.
You can redeem the rewards in the form of specific merchandise, gift cards, or cash. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 140 SB. Payments usually arrive within 10 business days after redemption. You can also get a $10 bonus with a qualifying $25 purchase when you join.
Swagbucks operates in the USA, India, Canada, Australia, France, Germany, Spain, Portugal, and the UK (Britain, Ireland, Australia, and New Zealand). What’s more, you can register on Swagbucks for free through Facebook or your personal email. You can also earn through referrals and make some extra points.
Google Opinion Rewards
Google Opinion Rewards is a rewards-based program by Google, where you get paid for taking Google surveys. It offers short surveys and pays up whenever you fill them up.
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A great app for when you only have an extra 10 minutes. Google Opinion Rewards is known for its short surveys, which offer a maximum payout of $1.
You can then transfer rewards to your PayPal or Google Pay account. In addition, you can use your rewards to get free Google Play codes. In addition, you get surveys on multiple topics, including opinion polls, hotel reviews, and merchant satisfaction surveys.
It normally offers local surveys based on your locations. Each survey can take anything between 10 seconds to 1 minute. The credits are valid for 12 months, and the app would notify you if your credits are about to expire. The downside to Google Opinion Rewards is that surveys are sporadic, ranging from one per day to one per month.
Side Hustle Apps
Whether you’re saving to buy a house or trying to pay off credit card debt, using a side hustle app can be a simple way to make more money when you need it.
Working as a driver for DoorDash entails picking up food from local restaurants and chains and delivering it to customers. DoorDash drivers earn base pay and also get to keep 100% of their tips.
As a driver, you can earn extra money when DoorDash offers special promotions and challenges. There’s also special “Peak Pay,” when drivers can get paid more. According to Indeed.com, DoorDash drivers earn around $15 an hour.
Unlike rideshare companies, you can have any car to deliver for DoorDash. However, you need to have a driver’s license, a clean driving record, a smartphone, and 18 years old.
In some cities, you’re allowed to deliver on a bike, scooter, motorcycle, or even by foot. However, you’re responsible for expenses such as gas, parking, and tolls.
If you’ve got piles of used DVDs, CDs, Blu-rays, or video games lying around your house, you can make a few dollars selling them with the Decluttr app. It also accepts electronics like phones, tablets, and game consoles.
You can download the Delucttr app and scan items directly with your phone. It’ll give you an instant offer on your item.
Once you’ve accepted the offer, you’ll print out the pre-paid label and send off your goods. You can drop off the box at a UPS Store, customer center, authorized retail outlet, or with a UPS driver.
If your car spends more time in the driveway than on the road, you might consider renting it out on Turo. Turo is an app where you can list your car for other people to rent. It’s an easy way to earn money, especially if you don’t need your car regularly.
You can use its “calculator” to determine your monthly earning potential by renting out your car. The site claims that you can earn an average of $706 per month.
Turo is available in 5500 cities across Canada, the US, and the UK. To help you feel safe about your car, it offers protection against theft and physical damage in its contract. On top of that, it also covers $750,000 in liability insurance.
Your car must meet certain requirements before you can sign up:
No more than 130,000 miles
Fewer than 12 years old
Not registered in New York
Not listed on any other site
If you’re renting out a specialty or classic car, then it must be:
1990 model or earlier
Valued at least $85,000
Safe and in excellent mechanical condition
Cash Back Apps
Cash-back apps give you money or points when you make a qualifying purchase at partner stores. These are usually easy to use and work with a variety of different in-person and online retailers.
Ibotta lets you earn cashback on in-store and online purchases at over 1,500 brands and retail chains. Originally for groceries, it has expanded to include clothing, entertainment, pet supplies, and other categories. Offers can be product or retailer-specific — and some will automatically be applied. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
When you open the Ibotta app, you can look at your favorite stores and see their offers. If you see an offer, you’re interested in, you can select it and add it to your account. Once you’re done shopping, take a photo of the receipt to get the special rebate.
It also has an affiliate program that allows users to earn even more money by inviting friends to the app.
Ibotta offers a $10 sign-up bonus for new members and will pay you $5 more for each friend you refer.
Rakuten (formerly known as Ebates). Rakuten is one of the highest-rated cash-back apps for both iOS and Android. They reward shoppers with up to 40% cash back on purchases from well-known retailers, restaurants, and food delivery services. Users can also earn cashback on travel, gift cards, and more. It’s straightforward: Create an account, tap on the deal you want in the app, and then make the transaction through the portal.
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Rakuten (formerly known as Ebates) shares its referral commission with you whenever you purchase through the provided link when you shop online.
To make money with in-store purchases, you have to link your credit or debit card inside the Rakuten app and activate each cash-back offer. Then, check out normally using your linked card. Rakuten credits the cashback to your account after confirming the purchase with the retailer, which it says can take a few hours to several days.
Dosh is a smartphone app that gives you cashback every time you purchase at participating outlets using your linked card.
Not having to jump through hoops to earn cashback is probably the biggest perk of Dosh. For instance, I’ve been getting cash back from Exxon each time I fill up my gas tank, and I didn’t realize it until recently. The money just gets added to my Dosh account.
Download the app, link your credit card (the app is secure), and spend as you normally. You can start shopping at participating merchants using your credit card, and points will be added to your “Dosh Wallet” straight away.
Once your balance reaches a minimum of $25, you can cash out via direct deposit or PayPal.
Apps That Pay for Things You Already Do
While some apps require you to change your shopping habits or spend time taking surveys, others will reimburse you for activities and habits you already engage in regularly.
Mistplay (Android Only)
If you love playing video games and want more money to indulge your hobby, consider trying out the Mistplay app. You can play games and earn gift cards to Amazon, iTunes, Nintendo, and Xbox. These are perfect rewards for a video game lover.mistplay app homepage
If you have a job where you’re allowed to be on your phone, this app can be a fun way to kill some time and earn rewards for something you care about. The Mistplay app has a 4.1 rating on the Google Play Store.
If you’re trying to lose weight and need extra motivation, how about the chance to earn $10,000 while doing it?
HealthyWage offers various ways to earn money and is one of a few apps that pay you to lose weight. You can take on a weight loss challenge on your own, or you can enter a team challenge and motivate each other to shed more pounds. The minimum weight loss goal is 10%. So, for example, with HealthyWage’s 10% Challenge, if you drop 10% of your body weight in six months, you could earn upwards of $300 (depending on how many friends you invite to participate).
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HealthyWage Prize Calculator
HealthyWage beats those at-work pools where people don’t pay up, or worse, and the competition never gets started. If you can’t find a gym buddy to hold you accountable, then try using an app that targets your wallet.
App Developers Are Constantly Looking for Ways to Reward Users
These apps are just some of the ones that can make you money. New apps are coming out all the time. Just be careful about what you download and what kind of information you provide.
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If you don’t mind getting the legwork out of the way and filling out a bunch of registration forms over the next hour, you can get started with many items on the list right now and be making money from your phone in no time. So take your pick based on your interests and start making money in your spare time.